How Consumer Portfolio Services Make Lending Easier
Consumer Portfolio Services (CPS) offers a variety of services for financial institutions and retail lenders that is designed to make the loan process easier, faster, and more efficient. CPS specializes in providing debt consolidation loans, lease-to-own, and other consumer finance solutions. From providing end-to-end credit origination and underwriting support to offering competitive terms and rates for borrowers, CPS can help retailers and lenders access potential customers in an otherwise difficult funding market.
What Does CPS Offer?
CPS offers a range of services catered towards helping financial institutions, auto dealerships, retail lenders, and alternative financing sources find solutions with less time and effort. CPS provides credit origination, underwriting, customer service, collections, and portfolio management services.

For lenders and retailers, they provide access to their network of potential borrowers including those with poor or limited credit histories. This provides a greater opportunity to convert leads into sales as well as to extend credit offers to customers who may not have otherwise been eligible for a loan or other financing option.
How Does CPS Make Lending Easier?
CPS makes lending easier by streamlining the entire credit application and underwriting process. In addition to helping lenders better qualify leads, CPS also helps to expedite the loan application and approval process. Their automated decisioning systems can quickly determine if a borrower is eligible for a loan or not, thus reducing the need for manual review and speeding up the process significantly.
CPS also offers a variety of other services designed to make lending easier, such






